[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.merkuriacl.cz\/tak-co-umis-to-s-penezi-nebo-ty-korunky-nejak-se-z-penezenky-vytraceji\/#Article","mainEntityOfPage":"https:\/\/www.merkuriacl.cz\/tak-co-umis-to-s-penezi-nebo-ty-korunky-nejak-se-z-penezenky-vytraceji\/","headline":"Tak co? Um\u00ed\u0161 to s pen\u011bzi? Nebo ty korunky n\u011bjak se z pen\u011b\u017eenky vytr\u00e1cej\u00ed?","name":"Tak co? Um\u00ed\u0161 to s pen\u011bzi? Nebo ty korunky n\u011bjak se z pen\u011b\u017eenky vytr\u00e1cej\u00ed?","description":"Tak co? Um\u00ed\u0161 to s pen\u011bzi? Nebo ty korunky n\u011bjak se z pen\u011b\u017eenky vytr\u00e1cej\u00ed? Proto se to s pen\u011bzi mus\u00ed um\u011bt Fahd. Dne\u0161n\u00ed jednotka, kter\u00e1 plat\u00ed na cel\u00e9m sv\u011bt\u011b jsou pen\u00edze. Jako dne\u0161n\u00ed Euro, Dolar \u010di Din\u00e1r nebo na\u0161e \u010cesk\u00e1 koruna. Ka\u017ed\u00e1 ta m\u011bna je ve form\u011b platidla, ale um\u00edte vlastn\u011b s platidlem nakl\u00e1dat? Um\u00edte […]","datePublished":"2022-03-30","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.merkuriacl.cz\/author\/#Person","name":"","url":"https:\/\/www.merkuriacl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"merkuriacl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.merkuriacl.cz\/wp-content\/uploads\/Penize_profimedia-0491969849.a86562bd.fill-600x400.jpg","url":"https:\/\/www.merkuriacl.cz\/wp-content\/uploads\/Penize_profimedia-0491969849.a86562bd.fill-600x400.jpg","height":0,"width":0},"url":"https:\/\/www.merkuriacl.cz\/tak-co-umis-to-s-penezi-nebo-ty-korunky-nejak-se-z-penezenky-vytraceji\/","about":["Pen\u00edze"],"wordCount":483,"articleBody":"        Tak co? Um\u00ed\u0161 to s pen\u011bzi? Nebo ty korunky n\u011bjak se z pen\u011b\u017eenky vytr\u00e1cej\u00ed? Proto se to s pen\u011bzi mus\u00ed um\u011bt Fahd.Dne\u0161n\u00ed jednotka, kter\u00e1 plat\u00ed na cel\u00e9m sv\u011bt\u011b jsou pen\u00edze. Jako dne\u0161n\u00ed Euro, Dolar \u010di Din\u00e1r nebo na\u0161e \u010cesk\u00e1 koruna. Ka\u017ed\u00e1 ta m\u011bna je ve form\u011b platidla, ale um\u00edte vlastn\u011b s platidlem nakl\u00e1dat? Um\u00edte \u0161et\u0159it? To se dneska v \u010dl\u00e1nku dozv\u00edte! Tak jdeme na to! Finan\u010dn\u00ed gramotnost. V roce 2021 u\u017e je povinn\u011b p\u0159edm\u011bt na z\u00e1kladn\u00edch \u0161kol\u00e1ch, kter\u00fd u\u010d\u00ed studenty pracovat s pen\u011bzi, jak \u0161et\u0159it \u010di na \u010dem maj\u00ed \u0161et\u0159it nebo jak si naj\u00edt brig\u00e1du a rozd\u011blit si p\u0159\u00edjmy nebo v\u00fddaje. Kdy\u017e m\u00e1te p\u0159\u00edjem z pr\u00e1ce 20 000 K\u010d nem\u016f\u017ee d\u00e1t za oble\u010den\u00ed 16 000 a \u0159\u00edct si, a to sta\u010d\u00ed do konce v\u00fdplaty. Ne, tohle je \u0161patn\u011b. Mus\u00edte myslet dop\u0159edu. Na prvn\u00edm m\u00edst\u011b je n\u00e1jem, kdy\u017e bydl\u00edte sami, samoz\u0159ejm\u011b. Pak elekt\u0159ina, plyn, j\u00eddlo, internet, pojistky a dal\u0161\u00ed slu\u017eby, kter\u00e9 nutn\u011b pot\u0159ebujete a mus\u00ed b\u00fdt zaplaceny. A\u017e budete m\u00edt z krku tohle, pak si m\u016f\u017eete d\u00e1t n\u011bco na oble\u010den\u00ed, ale hlavn\u011b mus\u00edte si n\u011bco odkl\u00e1dat do \u00faschovy, kdyby n\u00e1hodou n\u011bco stalo. A cht\u011bl bych tady vyp\u00edchanou jednu nebezpe\u010dnou v\u011bc Nikdy si nep\u016fj\u010dujte na v\u00e1no\u010dn\u00ed d\u00e1rky, na dovolenou nebo velikono\u010dn\u00ed sladkosti pro d\u011bti jako d\u00e1re\u010dky, nikdy! Jestli jste pro\u0161li Finan\u010dn\u00ed gramotnost\u00ed, bere se, \u017ee jste finan\u010dn\u011b gramotn\u00ed a tohle je nejv\u011bt\u0161\u00ed chyba, kterou m\u016f\u017eete ud\u011blat. M\u016f\u017eete se bu\u010f zamotat do kruhu p\u016fj\u010d\u00edm si a zaplat\u00edm dal\u0161\u00ed p\u016fj\u010dkou, nikdy!Zase chyba, a kdy\u017e si u\u017e p\u016fj\u010d\u00edte, tak nikde nepla\u0165te p\u016fj\u010dku p\u016fj\u010dkou, dost\u00e1v\u00e1te se do finan\u010dn\u00edho kruhu a u\u017e se z n\u011bho nedostanete, to v\u00e1m garantuji. Nej\u010dast\u011bj\u0161\u00ed neznalost se d\u011bje p\u0159i tomto kruhu, kde finan\u010dn\u011b negramotn\u00ed lid\u00e9 se dostanou do tohoto probl\u00e9mu a zadlu\u017e\u00ed se a mus\u00ed \u017e\u00e1dat o insolvenci. Insolvence znamen\u00e1, \u017ee jednou za \u017eivot se m\u016f\u017eete oddlu\u017enit. Jednodu\u0161e, kdy\u017e nest\u00edh\u00e1te platit a u\u017e to ned\u00e1v\u00e1te, m\u00e1te \u0161anci jednou za \u017eivot, podot\u00fdk\u00e1m jednou za \u017eivot po\u017e\u00e1dat o tuto slu\u017ebu st\u00e1t a budeme platit n\u011bkolik let stejnou \u010d\u00e1stku a potom v\u00e1s st\u00e1t odpros\u00ed od dluh\u016f a budete \u010dist\u00ed, ale banky si to budou pamatovat. Z \u010dl\u00e1nku se dozv\u00edte, jak to um\u011bt s pen\u011bzi a na co si d\u00e1vat pozor.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tak co? Um\u00ed\u0161 to s pen\u011bzi? Nebo ty korunky n\u011bjak se z pen\u011b\u017eenky vytr\u00e1cej\u00ed?","item":"https:\/\/www.merkuriacl.cz\/tak-co-umis-to-s-penezi-nebo-ty-korunky-nejak-se-z-penezenky-vytraceji\/#breadcrumbitem"}]}]