[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.merkuriacl.cz\/nebankovni-uver-je-rizikem-pro-veritele-nikoli-dluznika\/#Article","mainEntityOfPage":"https:\/\/www.merkuriacl.cz\/nebankovni-uver-je-rizikem-pro-veritele-nikoli-dluznika\/","headline":"Nebankovn\u00ed \u00fav\u011br je rizikem pro v\u011b\u0159itele, nikoli dlu\u017en\u00edka","name":"Nebankovn\u00ed \u00fav\u011br je rizikem pro v\u011b\u0159itele, nikoli dlu\u017en\u00edka","description":"Mo\u017en\u00e1 se v\u00e1m to nezd\u00e1, ale pen\u00edze le\u017e\u00ed \u010dlov\u011bku na dosah ruky. A pokud si jich nedok\u00e1\u017ee vyd\u011blat najednou tolik, kolik jich k uhrazen\u00ed sv\u00fdch n\u00e1rok\u016f pot\u0159ebuje, tak si je klidn\u011b m\u016f\u017ee p\u016fj\u010dit. A takov\u00e1 p\u016fj\u010dka, to je velk\u00e1 vymo\u017eenost, kter\u00e1 n\u00e1m umo\u017e\u0148uje u\u017e\u00edt si \u017eivot naplno a bez omezen\u00ed a platit za to t\u0159eba […]","datePublished":"2018-12-14","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.merkuriacl.cz\/author\/#Person","name":"","url":"https:\/\/www.merkuriacl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"merkuriacl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.merkuriacl.cz\/wp-content\/uploads\/img_a336849_w1706_t1550133158.jpg","url":"https:\/\/www.merkuriacl.cz\/wp-content\/uploads\/img_a336849_w1706_t1550133158.jpg","height":0,"width":0},"url":"https:\/\/www.merkuriacl.cz\/nebankovni-uver-je-rizikem-pro-veritele-nikoli-dluznika\/","about":["Www"],"wordCount":426,"articleBody":"       Mo\u017en\u00e1 se v\u00e1m to nezd\u00e1, ale pen\u00edze le\u017e\u00ed \u010dlov\u011bku na dosah ruky. A pokud si jich nedok\u00e1\u017ee vyd\u011blat najednou tolik, kolik jich k uhrazen\u00ed sv\u00fdch n\u00e1rok\u016f pot\u0159ebuje, tak si je klidn\u011b m\u016f\u017ee p\u016fj\u010dit. A takov\u00e1 p\u016fj\u010dka, to je velk\u00e1 vymo\u017eenost, kter\u00e1 n\u00e1m umo\u017e\u0148uje u\u017e\u00edt si \u017eivot naplno a bez omezen\u00ed a platit za to t\u0159eba a\u017e mnohem pozd\u011bji. Nicm\u00e9n\u011b pravda je, \u017ee ne ka\u017ed\u00e1 p\u016fj\u010dka je tak vst\u0159\u00edcn\u00e1. Pot\u0159ebujete pen\u00edze? Pak to nejlep\u0161\u00ed, co m\u016f\u017eete ud\u011blat je, \u017ee po\u017e\u00e1d\u00e1te sv\u00e9 bl\u00edzk\u00e9. P\u016fj\u010dky mezi p\u0159\u00e1teli \u010di v rodin\u011b jsou naprosto bezkonkuren\u010dn\u00ed pr\u00e1v\u011b proto, \u017ee jen m\u00e1lokter\u00fd p\u0159\u00edtel po v\u00e1s bude cht\u00edt \u00faroky za svou laskavost. A pokud k tomu p\u0159ece jen dojde, tak budou s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed zanedbateln\u00e9. Ov\u0161em pokud podobn\u00e9ho p\u0159\u00edtele ve sv\u00e9m okol\u00ed nem\u00e1te, tak v\u00e1m nezb\u00fdv\u00e1, ne\u017e k\u00fdvnout na nab\u00eddku n\u011bkter\u00e9 z finan\u010dn\u00edch spole\u010dnost\u00ed. Lid\u00e9 se zpravidla automaticky vyprav\u00ed do banky, proto\u017ee reklamy na jejich v\u00fdhodn\u00e9 p\u016fj\u010dky vis\u00ed na ka\u017ed\u00e9m rohu. Probl\u00e9m je ov\u0161em v tom, \u017ee tyto v\u00fdhodn\u00e9 p\u016fj\u010dky zde nejsou pro ka\u017ed\u00e9ho. Mnohdy na n\u011b nedos\u00e1hnou ani lid\u00e9 s pr\u016fm\u011brn\u00fdmi p\u0159\u00edjmy, nato\u017e ti, kte\u0159\u00ed maj\u00ed pot\u00ed\u017ee s registrem \u2013 ti jsou okam\u017eit\u011b mimo hru. Nakonec se v\u00e1m m\u016f\u017ee snadno st\u00e1t, \u017ee jedin\u00fdm mo\u017en\u00fdm \u00fav\u011brem, kter\u00fd si m\u016f\u017eete sjednat, je nebankovn\u00ed hypot\u00e9ka. To samo o sob\u011b neznamen\u00e1 nic \u0161patn\u00e9ho, i kdy\u017e m\u00e1 mnoho lid\u00ed pocit, \u017ee se jedn\u00e1 o vysoce riskantn\u00ed z\u00e1le\u017eitost. Ve skute\u010dnosti je ov\u0161em t\u00edm, kdo riskuje, pr\u00e1v\u011b nebankovn\u00ed spole\u010dnost, a nikoli jej\u00ed klienti. V nebankovn\u00ed spole\u010dnosti v\u00e1m vyjdou vst\u0159\u00edc i se z\u00e1znamem v registru, i s ni\u017e\u0161\u00edmi p\u0159\u00edjmy, i s jin\u00fdmi pot\u00ed\u017ei, kter\u00e9 nen\u00ed ochotna \u017e\u00e1dn\u00e1 banka akceptovat. A pr\u00e1v\u011b to je to riziko, kter\u00e9 si na sebe nebankovn\u00ed spole\u010dnost bere. Nelze se proto divit tomu, \u017ee v komplikovan\u00fdch situac\u00edch dostanete vy\u0161\u0161\u00ed \u00farok, a v ka\u017ed\u00e9m p\u0159\u00edpad\u011b se mus\u00edte za \u00fav\u011br zaru\u010dit nemovitost\u00ed, a\u0165 u\u017e si zvol\u00edte pozemek, d\u016fm, gar\u00e1\u017e anebo n\u011bco jin\u00e9ho.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed \u00fav\u011br je rizikem pro v\u011b\u0159itele, nikoli dlu\u017en\u00edka","item":"https:\/\/www.merkuriacl.cz\/nebankovni-uver-je-rizikem-pro-veritele-nikoli-dluznika\/#breadcrumbitem"}]}]