[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.merkuriacl.cz\/jsou-vam-treba-penize\/#Article","mainEntityOfPage":"https:\/\/www.merkuriacl.cz\/jsou-vam-treba-penize\/","headline":"Jsou v\u00e1m t\u0159eba pen\u00edze?","name":"Jsou v\u00e1m t\u0159eba pen\u00edze?","description":"Naivn\u00ed ot\u00e1zka, \u017ee? Komu by nebyly pen\u00edze zapot\u0159eb\u00ed? Ka\u017ed\u00fd je chce m\u00edt a nen\u00ed se vlastn\u011b v\u016fbec \u010demu divit. Kdo m\u00e1 pen\u00edze, ten si p\u0159ece m\u016f\u017ee koupit pomalu v\u0161echno a tomu tak\u00e9 ostatn\u00ed nadb\u00edhaj\u00ed v touze pomoci si k n\u011bjak\u00fdm z on\u011bch pen\u011bz. \u010clov\u011bk, kter\u00fd m\u00e1 dostatek pen\u011bz, se nemus\u00ed skoro o nic starat, proto\u017ee […]","datePublished":"2019-11-05","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.merkuriacl.cz\/author\/#Person","name":"","url":"https:\/\/www.merkuriacl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"merkuriacl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.merkuriacl.cz\/wp-content\/uploads\/img_a370472_w2182_t1582113178.jpg","url":"https:\/\/www.merkuriacl.cz\/wp-content\/uploads\/img_a370472_w2182_t1582113178.jpg","height":0,"width":0},"url":"https:\/\/www.merkuriacl.cz\/jsou-vam-treba-penize\/","about":["Www"],"wordCount":450,"articleBody":"   Naivn\u00ed ot\u00e1zka, \u017ee? Komu by nebyly pen\u00edze zapot\u0159eb\u00ed? Ka\u017ed\u00fd je chce m\u00edt a nen\u00ed se vlastn\u011b v\u016fbec \u010demu divit. Kdo m\u00e1 pen\u00edze, ten si p\u0159ece m\u016f\u017ee koupit pomalu v\u0161echno a tomu tak\u00e9 ostatn\u00ed nadb\u00edhaj\u00ed v touze pomoci si k n\u011bjak\u00fdm z on\u011bch pen\u011bz. \u010clov\u011bk, kter\u00fd m\u00e1 dostatek pen\u011bz, se nemus\u00ed skoro o nic starat, proto\u017ee sta\u010d\u00ed vyt\u00e1hnout pen\u011b\u017eenku a zaplatit si to zbo\u017e\u00ed a ty slu\u017eby, jich\u017e je mu zapot\u0159eb\u00ed. Ov\u0161em ne ka\u017ed\u00fd m\u00e1 to \u0161t\u011bst\u00ed, \u017ee je na tom natolik finan\u010dn\u011b dob\u0159e, aby si mohl dop\u0159\u00e1t v\u0161echno, \u010deho je mu zapot\u0159eb\u00ed. Ne ka\u017ed\u00fd si dok\u00e1\u017ee p\u0159ij\u00edt k tolika pen\u011bz\u016fm, kolik jich pot\u0159ebuje, a i ten, kdo si vyd\u011bl\u00e1v\u00e1 pom\u011brn\u011b slu\u0161n\u011b, m\u016f\u017ee m\u00edt pot\u00ed\u017ee, vyskytne-li se nenad\u00e1le n\u011bjak\u00fd ne\u010dekan\u00fd v\u00fddaj, kter\u00fd je v tu chv\u00edli nezvl\u00e1dnuteln\u00fd. A zvl\u00e1\u0161tn\u00ed kapitolou jsou pak soukrom\u00ed podnikatel\u00e9, kte\u0159\u00ed jsou v\u00fdhradn\u011b sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci a kte\u0159\u00ed \u017eij\u00ed v nejv\u011bt\u0161\u00ed nejistot\u011b. V jednu chv\u00edli se jim toti\u017e m\u016f\u017ee da\u0159it i vysloven\u011b skv\u011ble, jen\u017ee pak se nejednou i v m\u017eiku v\u0161echno zm\u011bn\u00ed a je jim ouvej. A aby toho v takov\u00e9 situaci nebylo m\u00e1lo, mus\u00ed se tito starat nejenom o to, aby m\u011bli co do \u00fast, ale i o to, aby udr\u017eeli v chodu svoji firmu a u\u017eivili i sv\u00e9 zam\u011bstnance, maj\u00ed-li je. A pokud nen\u00ed nad\u011bje, \u017ee by se to rychle spravilo, \u017ee by se to zaplatilo z \u00faspor nebo n\u011bjak\u00fdch jin\u00fdch rezerv, nen\u00ed jin\u00e1 mo\u017enost, ne\u017e si pen\u00edze p\u016fj\u010dit. A v tu chv\u00edli m\u016f\u017ee b\u00fdt ide\u00e1ln\u00edm pomocn\u00edkem soukrom\u00fdch podnikatel\u016f t\u0159eba nebankovn\u00ed hypot\u00e9ka. Zde toti\u017e jde o finan\u010dn\u00ed produkt, kter\u00fd je dostupn\u00fd v\u0161em, i podnikatel\u016fm v\u011bz\u00edc\u00edm a\u017e po u\u0161i v probl\u00e9mech. Na rozd\u00edl t\u0159eba od bankovn\u00edch nab\u00eddek se tu toti\u017e neberou zase a\u017e tak v\u00e1\u017en\u011b t\u0159eba p\u0159\u00edjmy, da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed, registry dlu\u017en\u00edk\u016f, exekuce a podobn\u011b. Toto, co by podnikateli v nesn\u00e1z\u00edch zlomilo v bance vaz, je tu opomenuteln\u00e9. A to proto, \u017ee zde se za p\u016fj\u010den\u00e9 finance ru\u010d\u00ed z\u00e1stavou nemovitosti. A kdo v tomto ohledu vyhov\u00ed, m\u00e1 vystar\u00e1no, a to za ide\u00e1ln\u00edch podm\u00ednek. P\u0159esv\u011bd\u010dte se.                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jsou v\u00e1m t\u0159eba pen\u00edze?","item":"https:\/\/www.merkuriacl.cz\/jsou-vam-treba-penize\/#breadcrumbitem"}]}]